Unlock the Perks of AU Bank Lifetime Free Credit Card

In today's fast-paced world, a reliable credit card is more than just a convenience—it's necessary. AU Bank’s Lifetime Free Credit Card is a game-changer, offering various benefits without the burden of annual fees. Whether you're a frequent traveler, a shopaholic, or simply someone looking to manage expenses better, this card has something for everyone. Let’s delve into this card's numerous advantages, making it a smart choice for savvy consumers.

Unlock the Perks of AU Bank Lifetime Free Credit Card

1. No Annual Fees – Ever!

One of the most appealing features of the AU Bank Lifetime Free Credit Card is that it comes without any annual fees. Unlike many credit cards that charge hefty renewal fees, this card ensures you can enjoy all its benefits without worrying about additional costs year after year.

2. Reward Points on Every Spend

Every transaction you make with the AU Bank Credit Card earns you reward points. These points can be redeemed for a variety of options, including shopping vouchers, travel bookings, and exclusive merchandise. It’s a great way to make the most of your spending and get rewarded for it.

3. Welcome Benefits

New cardholders are often greeted with a welcome package that includes bonus reward points or discounts on first purchases. This initial boost can be a great start to your rewarding journey with AU Bank.

4. Fuel Surcharge Waiver

For those who frequently commute by car, the fuel surcharge waiver is a significant benefit. AU Bank offers a waiver on fuel surcharges across various petrol pumps in India, helping you save on your fuel expenses.

5. Comprehensive Insurance Cover

Security is paramount, and AU Bank ensures that with its complimentary insurance cover. The card provides accidental death insurance, purchase protection, and zero liability on lost card reporting, offering peace of mind and financial security.

6. Exciting Cashback Offers

Cardholders can enjoy cashback on a variety of spends including dining, grocery shopping, and utility bill payments. These cashback offers change periodically, so there’s always something new to look forward to.

7. Easy EMI Options

AU Bank Credit Cardholders can convert their high-value purchases into easy monthly installments (EMIs) at attractive interest rates. This feature helps in managing big expenses without straining your finances.

8. Global Acceptance

Travelers will appreciate that the AU Bank Credit Card is accepted globally. Whether you’re shopping online or making payments during international travels, this card ensures seamless transactions worldwide.

9. Access to Exclusive Events and Offers

From time to time, AU Bank partners with various merchants to offer exclusive discounts and access to special events. Cardholders can enjoy invitations to events, priority bookings, and special sale previews.

10. Convenient Bill Payments

Managing your finances is simpler with the AU Bank Credit Card. You can set up auto-debit instructions for utility bills, insurance premiums, and more, ensuring you never miss a due date.

Eligibility Criteria and Required Documents for AU Bank Lifetime Free Credit Card.

If you're considering applying for the AU Bank Lifetime Free Credit Card, here's a quick guide on the eligibility criteria and the documents you'll need:

Eligibility Criteria:

1. Age:

   • Primary Cardholder: Must be between 21 and 60 years old.
   • Add-on Cardholder: Must be at least 18 years old.

2. Income:

   • Salaried Individuals: Minimum monthly income should be ₹20,000.
   • Self-Employed Individuals: Minimum annual income should be ₹3,00,000.

3. Credit Score:

   • A good credit score is usually required, typically 700 or above.

4. Employment Status:

   • Both salaried and self-employed individuals are eligible.

5. Residency:

   • Applicant must be a resident of India.

Required Documents

1. Identity Proof (any one of the following):

   • Aadhaar Card
   • Passport
   • Voter ID
   • Driving License
   • PAN Card

2. Address Proof (any one of the following):

   • Aadhaar Card
   • Passport
   • Utility Bills (Electricity/Water Bill) not older than 3 months
   • Rental Agreement

3. Income Proof:

   • For Salaried Individuals:
     • Latest salary slips (last 3 months)
     • Bank statement showing salary credit (last 6 months)
     • Form 16 or Income Tax Returns (ITR)
   • For Self-Employed Individuals:
     • Income Tax Returns (ITR) for the last 2 years
     • Bank statements (last 6 months)
     • Business continuity proof (e.g., trade license, business registration certificate)

4. Photograph:

                       Passport-sized photograph 

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